Mortgage Repayment Calculator
Calculate your weekly, fortnightly, or monthly mortgage repayments. Free NZ mortgage calculator — try different rates, terms, and repayment frequencies.
GST has been 15% in New Zealand since 1 October 2010. Choose “GST inclusive” to work backwards from a price that already includes it.
Your Details
Offer A
Offer B
Your annual contribution: $2,450 | Employer (3.5%): $2,450 | Government (max $260.72/yr): $260.72
If you earn over $180,000, you won't receive the government contribution.
+ Assets — Things you own
− Liabilities — Things you owe
Select your age group to compare your net worth against the Stats NZ median for your age band.
Data sourced from Stats NZ Household Economic Survey, year ended June 2024 — latest available figures.
EV (per 100 km)
Petrol (per 100 km)
Home Charging
Public DC Fast Charge (50 kW)
Offer A
Offer B
Show year-by-year breakdown
| Age | Year | Your $ | Employer $ | Govt $ | Returns | Balance |
|---|
This calculator is for illustrative purposes only and does not constitute financial advice.
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