Insurance

Insurance

Compare car, home, life, health, travel, and pet insurance in New Zealand. Side-by-side policy comparisons, premiums, and excess breakdowns.

Articles

guide

Statutory Liability Insurance NZ: A Practical Guide

Statutory liability insurance NZ explained: costs, cover limits, HSWA fines, and the gaps public liability won't fill. Compare policies and avoid costly...

guide

Public Liability Insurance NZ: Small Business Guide

Compare public liability insurance NZ options for tradies and small businesses. See typical costs, exclusions, and what cover you actually need before your...

guide

Income Protection Insurance NZ: A Practical Guide

Income protection insurance NZ explained: ACC gaps, real premium costs, waiting periods, own-occupation cover, and how to choose the right policy for your...

comparison

Best Car Insurance in New Zealand

I compared 10 NZ car insurance quotes for the same driver — prices varied by $400. See which insurer came out cheapest.

comparison

Best Health Insurance Companies in New Zealand

Southern Cross leads NZ health insurance. This guide compares policies, waiting periods, and where private cover fills public system gaps.

comparison

Best Travel Insurance in New Zealand

Buy travel insurance for the crisis, not the price. We reveal what NZ policies actually cover when your appendix bursts in Bangkok.

guide

Business Insurance Brokers in NZ — When You Need One

Learn when to use a business insurance broker in NZ. This guide covers broker benefits, fees, and how to choose one for your complex or high-risk business.

guide

Insurance Broker vs Buying Direct

Compare direct insurers vs brokers in NZ. Learn key differences in cost, service, and claims support to choose the best option for your needs.

guide

How to Choose an Insurance Broker in New Zealand

Learn how to choose a trusted insurance broker in NZ. Step-by-step guide to finding an FMA-licensed broker who saves you money.

guide

Business Insurance in New Zealand

Learn which business insurance NZ small businesses need, from public liability to professional indemnity, and how to choose the right cover.

guide

Underinsurance in NZ

Learn why many NZ homeowners are underinsured and how to check if your sum insured covers the full rebuild cost after a disaster.

guide

How to Make an Insurance Claim in New Zealand

Learn the step-by-step process for making an insurance claim in New Zealand, from understanding your policy excess to dealing with your provider.

comparison

Contents Insurance in NZ — A Side-by-Side Comparison

Compare NZ contents insurance policies side by side, covering standard risks, portable item limits, and specified items to ensure your valuables are fully...

review

State Insurance Review — What You Need to Know

State Insurance review: Compare car, home, and contents cover, optional extras, and claims service for New Zealanders.

review

Tower Insurance Review

Read our Tower Insurance review for New Zealand. See how its digital-first model offers competitive car, home, and contents cover.

review

AA Insurance Review

AA Insurance review: Compare car, home and contents cover, claims process, and direct pricing model for New Zealand drivers and homeowners.

review

Southern Cross Travel Insurance — Policy Review

Southern Cross Travel Insurance review: policy tiers, costs, and pros and cons for Kiwi travellers. Is it the right cover for your next trip?

guide

Life Insurance vs Trauma Insurance

Learn the key differences between life and trauma insurance in NZ. Discover when each pays out and how to choose the right cover for your family.

guide

Pet Insurance in New Zealand — Is It Worth the Cost?

Compare pet insurance costs vs emergency vet bills in NZ. Learn how policies work, what's covered, and whether it's worth it.

guide

Health Insurance in NZ — Is It Worth the Cost?

NZ public healthcare is free but slow. Discover if private health insurance is worth it for faster specialist visits and elective surgery.

guide

NZ Life Insurance Explained

Only a third of NZ adults hold life insurance. Learn if you need it, how group schemes can trap you, and how to choose the right policy.