Independent NZ comparisons across trades, services, and financial products.
Clear information to help Kiwis make confident, informed decisions.
Expert-curated comparisons, guides, and tools to help Kiwis make smarter financial decisions.
Thousands of Kiwis rely on ValueHub every month to compare financial products, find trusted local services, and make smarter money decisions. Here's how we help:
We started ValueHub because finding clear, unbiased financial information in New Zealand was harder than it should be. Everything on this site — every guide, comparison, and calculator — is here to help you make better choices with your money. No catch, no upsell, just straight-up useful information.— The ValueHub Team
Current Mortgage Rates
Compare rates from every major NZ lender — updated daily
Term Deposit Rates
Find the best return on your savings — updated daily
NZX Bond Rates
Current yields on all NZX-listed bonds — updated daily
KiwiSaver Fund Comparison
Compare fees, returns, and risk across every NZ KiwiSaver fund
Mortgage Repayment
Work out your weekly, fortnightly or monthly payments
Compound Interest
See how your savings grow over time with compounding
Compare Financial Products
Side-by-side comparisons of NZ's leading financial products and services.
Latest Guides & Reviews
Expert-curated comparisons and guides for Kiwis.
Best Electricians in Auckland
Find trusted Electricians in Auckland. ValueHub helps you find reliable local Electricians and make informed hiring decisions.
Hiring a Bathroom Renovator in NZ: Full Guide
Learn how to hire a bathroom renovator in New Zealand. Qualifications, costs, red flags, and tips from local experts. Rea...
Best Plumbers in Auckland
Find trusted Plumbers in Auckland. ValueHub helps you find reliable local Plumbers and make informed hiring decisions.
Solar Power For Homes: A Complete Guide to Solar Panels in New Zealand
What solar panels cost in NZ, how to verify an installer's credentials, the bank green loans worth knowing about, and what a realistic payback period actually looks like.
Best Builders in Christchurch
Find trusted Builders in Christchurch. ValueHub helps you find reliable local Builders and make informed hiring decisions.
International Money Transfers: The Best Ways to Send Money from New Zealand
International Money Transfers: We tested banks, Wise, XE and OFX on real NZD$10,000 transfers. See who delivered the most foreign currency to the other side.
Calculators
Plan your finances with our free interactive tools.
KiwiSaver Fund Comparison
Compare fees, returns, and risk levels across every KiwiSaver fund from all 31 NZ providers.
Currency Converter — USD to NZD
Convert US Dollars to New Zealand Dollars instantly. See the latest exchange rate and 30-day trend.
Mortgage Repayment Calculator
Calculate your weekly, fortnightly, or monthly mortgage repayments. Free NZ mortgage calculator — try different rates, terms, and repayment frequencies.
Compound Interest Calculator
See how your savings grow with compound interest over time. Free NZ compound interest calculator with yearly, monthly, and weekly compounding options.
Term Deposit Calculator
Calculate your term deposit returns before you lock in. Compare interest earned across different terms and rates with ValueHub's free calculator.
Savings Goal Calculator
Calculate how long it will take to reach your savings goal — and what monthly deposit you need to get there. Free NZ savings planner.
Credit Card Repayment Calculator
See how long it really takes to pay off your credit card — and how much interest you could save by paying more each month. Free NZ calculator.
Retirement Savings Calculator
Estimate if you are on track for a comfortable retirement. Free NZ retirement calculator — factor in KiwiSaver, NZ Super, and personal savings.
Mortgage Break Fee Calculator
Estimate what it would cost to break your fixed mortgage early. Free calculator covering interest rate differentials and admin fees for NZ home loans.
Home Loan Comparison Calculator
Compare mortgage offers side-by-side including cash contributions and legal fee incentives. See the true cost of each home loan option.
Net Worth Calculator
Calculate your personal net worth and compare it with the average for your age group using the latest Stats NZ data.
PAYE Calculator
Calculate your take-home pay after PAYE tax, ACC, KiwiSaver, and student loan deductions.
KiwiSaver Retirement Calculator
Project your KiwiSaver balance at retirement. See how your contributions, employer match, government tax credit, and investment returns add up over time.
Local Businesses & Services by City
Find trusted tradespeople, professionals, and service providers in your area.
Available in: Nationwide, Auckland, Wellington, Christchurch, Hamilton, Tauranga