KiwiSaver

KiwiSaver

Compare every KiwiSaver provider and fund type in New Zealand. Returns, fees, risk levels, and ethical options all compared in one place.

Articles

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Kōura KiwiSaver Scheme Review

Kōura KiwiSaver review: 13 open funds, fund charges from 0.63 to 1.10 per cent, and net returns to 30 June 2026.

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Maritime KiwiSaver Scheme Review

Maritime KiwiSaver review: 3 open funds, fund charges from 0.61 to 0.76 per cent, and net returns to 31 March 2026.

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MAS KiwiSaver Scheme Review

MAS KiwiSaver review: 7 open funds, fund charges from 0.25 to 0.98 per cent, and net returns to 30 June 2026.

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Arotahi KiwiSaver Scheme Review

Arotahi KiwiSaver review: 1 open fund, a 0.77 per cent fund charge, and net returns to 31 March 2026. What the Government register shows you pay and get back.

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Mercer KiwiSaver Scheme Review

Mercer KiwiSaver review: 14 open funds, fund charges from 0.33 to 0.93 per cent, and net returns to 30 June 2026.

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NZ Funds KiwiSaver Scheme Review

NZ Funds KiwiSaver review: 7 open funds, fund charges from 1.12 to 2.01 per cent, and net returns to 30 June 2026.

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Pathfinder KiwiSaver Scheme Review

Pathfinder KiwiSaver review: 4 open funds, fund charges from 1.17 to 1.35 per cent, and net returns to 30 June 2026.

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Pie KiwiSaver Scheme Review

Pie KiwiSaver review: 4 open funds, fund charges from 0.75 to 1.25 per cent, and net returns to 30 June 2026.

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SBS Wealth KiwiSaver Scheme Review

SBS Wealth KiwiSaver review: 9 open funds, fund charges from 0.46 to 1.24 per cent, and net returns to 30 June 2026.

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Sharesies KiwiSaver Scheme Review

Sharesies KiwiSaver review: 11 open funds, fund charges from 0.09 to 1.49 per cent, and net returns to 30 June 2026.

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Summer KiwiSaver Scheme Review

Summer KiwiSaver review: 10 open funds, fund charges from 0.50 to 0.90 per cent, and net returns to 30 June 2026.

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SuperLife KiwiSaver Scheme Review

SuperLife KiwiSaver review: 65 open funds, fund charges from 0.20 to 1.30 per cent, and net returns to 30 June 2026.

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SuperEasy KiwiSaver Scheme Review

SuperEasy KiwiSaver review: 8 open funds, a 0.32 per cent fund charge, and net returns to 31 March 2026.

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Westpac KiwiSaver Scheme Review

Westpac KiwiSaver review: 8 open funds, fund charges from 0.25 to 0.70 per cent, and net returns to 30 June 2026.

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ANZ KiwiSaver Scheme Review

Review of ANZ KiwiSaver. Three schemes, fees from 0.22 per cent, the closed Default scheme, OneAnswer and the Lifetimes option.

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Superannuation in New Zealand: Everything You Need To Know

Superannuation in New Zealand: Everything You Need To Know — how NZ Super, KiwiSaver, and Australia’s superannuation compare for Kiwis planning retirement.

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KiwiSaver Conservative vs Balanced vs Growth

Why your KiwiSaver fund type matters more than your provider. Conservative, balanced or growth can change your retirement by hundreds of thousands.

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Milford KiwiSaver Review

Milford KiwiSaver has won four top manager awards in five years, but its 1.05% fee raises questions about whether future returns can match its past.

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Generate KiwiSaver Review

Review of Generate KiwiSaver. Active management with ESG integration, Mindful Fund recognition, impact investing, explicit exclusions, and 1.08% annual fee.

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Simplicity KiwiSaver Review

Review of Simplicity KiwiSaver. NZ non-profit trust, 0.24% fee across all funds, passive index-based, ethical screening, six fund types, and over managed.

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Best KiwiSaver Funds in New Zealand

Compare top KiwiSaver funds using latest returns data, fees, and a framework that helps you pick the right category for your age and goals in NZ.

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KiwiSaver for Self-Employed in NZ

How KiwiSaver works for self-employed Kiwis, including government contributions, first-home withdrawals, and flexible savings options with no penalties.

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KiwiSaver and Retirement

Estimate your KiwiSaver balance at 65 with NZ-specific tools. Learn key factors like contributions, fund type, and fees to plan your retirement.

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Switching KiwiSaver Providers — How and When to Change

Learn when to switch KiwiSaver providers, how to do it step by step, and what to watch for to lower fees or improve returns.

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KiwiSaver Contribution Rates — 3%, 4%, 6%, 8% or 10%?

Compare KiwiSaver rates from 3% to 10% and see how each affects your take-home pay, employer contributions, and retirement savings in New Zealand.

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KiwiSaver First Home Withdrawal

Learn how to withdraw KiwiSaver for your first home with this step-by-step guide covering eligibility, limits, and the full application process.

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KiwiSaver: A Complete Beginner's Guide

Learn KiwiSaver basics: contributions, government top-ups up to $521, and employer rate hikes explained for NZ beginners.