KiwiSaver

KiwiSaver

Compare every KiwiSaver provider and fund type in New Zealand. Returns, fees, risk levels, and ethical options all compared in one place.

Articles

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KiwiSaver Growth Funds Compared

KiwiSaver growth funds compared: 5-year returns show a 3.5% gap between top and bottom. Which provider delivers best for NZ investors?

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KiwiSaver Conservative vs Balanced vs Growth

Why your KiwiSaver fund type matters more than your provider. Conservative, balanced or growth can change your retirement by hundreds of thousands.

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Milford KiwiSaver Review

Milford KiwiSaver has won four top manager awards in five years, but its 1.05% fee raises questions about whether future returns can match its past.

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Generate KiwiSaver Review

Review of Generate KiwiSaver. Active management with ESG integration, Mindful Fund recognition, impact investing, explicit exclusions, and 1.08% annual fee.

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Simplicity KiwiSaver Review

Review of Simplicity KiwiSaver. NZ non-profit trust, 0.24% fee across all funds, passive index-based, ethical screening, six fund types, and over managed.

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Best KiwiSaver Funds in New Zealand

Compare top KiwiSaver funds using latest returns data, fees, and a framework that helps you pick the right category for your age and goals in NZ.

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KiwiSaver for Self-Employed in NZ

How KiwiSaver works for self-employed Kiwis, including government contributions, first-home withdrawals, and flexible savings options with no penalties.

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KiwiSaver and Retirement

Estimate your KiwiSaver balance at 65 with NZ-specific tools. Learn key factors like contributions, fund type, and fees to plan your retirement.

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Switching KiwiSaver Providers — How and When to Change

Learn when to switch KiwiSaver providers, how to do it step by step, and what to watch for to lower fees or improve returns.

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KiwiSaver Contribution Rates — 3%, 4%, 6%, 8% or 10%?

Compare KiwiSaver rates from 3% to 10% and see how each affects your take-home pay, employer contributions, and retirement savings in New Zealand.

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KiwiSaver First Home Withdrawal

Learn how to withdraw KiwiSaver for your first home with this step-by-step guide covering eligibility, limits, and the full application process.

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KiwiSaver: A Complete Beginner's Guide for 2026

Learn KiwiSaver basics for 2026: contributions, government top-ups up to $521, and employer rate hikes explained for NZ beginners.