Free Financial Calculators

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PAYE Calculator

Calculate your take-home pay after PAYE tax, ACC, KiwiSaver, and student loan deductions.

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Compound Interest Calculator

See how your savings grow with compound interest over time. Free NZ compound interest calculator with yearly, monthly, and weekly compounding options.

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Mortgage Repayment Calculator

Calculate your weekly, fortnightly, or monthly mortgage repayments. Free NZ mortgage calculator — try different rates, terms, and repayment frequencies.

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Term Deposit Calculator

Calculate your term deposit returns before you lock in. Compare interest earned across different terms and rates with ValueHub's free calculator.

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Savings Goal Calculator

Calculate how long it will take to reach your savings goal — and what monthly deposit you need to get there. Free NZ savings planner.

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Credit Card Repayment Calculator

See how long it really takes to pay off your credit card — and how much interest you could save by paying more each month. Free NZ calculator.

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Retirement Savings Calculator

Estimate if you are on track for a comfortable retirement. Free NZ retirement calculator — factor in KiwiSaver, NZ Super, and personal savings.

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Mortgage Break Fee Calculator

Estimate what it would cost to break your fixed mortgage early. Free calculator covering interest rate differentials and admin fees for NZ home loans.

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Home Loan Comparison Calculator

Compare mortgage offers side-by-side including cash contributions and legal fee incentives. See the true cost of each home loan option.

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Currency Converter — USD to NZD

Convert US Dollars to New Zealand Dollars instantly. See the latest exchange rate and 30-day trend.