PAYE Calculator — Take-Home Pay & Tax Breakdown
Enter your income below to see your full tax breakdown: PAYE, ACC, KiwiSaver, and student loan — shown annually, monthly, fortnightly, weekly, and hourly.
Last updated: 29 June 2026
General Settings
Income Tax Brackets
Current PAYE income tax rates for the 2026-27 tax year.
ACC Earners' Levy
KiwiSaver
Student Loan
Independent Earner Tax Credit (IETC)
Disclaimer: This calculator is a guide using standard assumptions to estimate your tax breakdown. Results are for illustrative purposes only and do not constitute financial or tax advice. There are many variables that can affect your actual tax obligations — for a definitive understanding of your situation, please consult a qualified tax professional or contact Inland Revenue directly. This calculator assumes you are an employee; if you are self-employed, your payment structure and tax obligations will differ.
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